Mechanical Breakdown Insurance

Next month is the holiday season, xmas and new years break will be here in no time.

How are your cars, servicing up to date? Ready for a road trip?

Peace of mind motoring, is a mechanical breakdown insurance for you?

 

So, being the guy at the desk organizing the shop, the customers the repairs and quotes, I often find myself asking the question, do you have a warranty or breakdown insurance on your car..?  This is often followed by “No, I purchased the car privately”, or ‘Ive had the car for years now”.  

Its not common knowledge that you can go out and purchase a policy on your car from the likes of ourselves or various finance companies and car yards around NZ. Providing the car meets the criteria and is checked for any pre-exisiting faults, its just a matter of providing some very basic information and choosing the level of cover you would like.

We can put mechanical breakdown insurance in place for most European cars up to 16 years old and 250,000 kms. All policies come with a 24/7 road side assist if something were to happen while travelling this holiday season and beyond. Seeing some of the failures and the repair bills, we are huge advocates for mechanical breakdown insurance. A good way to future proof yourself against costly repairs with the added bonus of the road side assist. Obviously there are terms and conditions, however in a nut shell we can put in place cover for most European vehicles up to 16 years old and a whopping 250,000kms. Exclusions are the likes of AMG, and RS Audis etc (still an option , but much lower age and km’s restrictions). Any questions, give us a call, happy to assist.

 

A brief summary of whats covered, in most cases its mechanical and electrical items that are not deemed to be routine maintenance items.  We have replaced everything from window regulators to engines. Depending on the level of cover, some policies have a claim limit of up to $10,000 (per claim). This is a significant sum which we have seen spent on a few occasions now on policies.  The list of items covered is just too long, however if you had any specific questions feel free to give us a call, I’m sure I will be able to answer most questions on the spot.

FAQ

  1. Is there a claim excess.,? Yes there is usually $350-$450
  2. Is there a limit on claims.,? No there is not.
  3. What do I have to do.,? The car must be serviced every 12 months, and in most cases, Diesels are 10,000km and Petrol’s are 15,000. So annually or by km’s, whichever comes first.
  4. Are oils and fluids covered on claims.,?  On the top tier policies, yes they are, IE A water-pump
  5. job may need fresh coolant.  Also often covered are wheel alignments, freight, diagnostic scan tools if they are required to complete the job.  Lower tier cover these would be additional.

 

 

Below is an engine failure, had the policy been in place in time I’m sure the repairs would have been covered, as it is this cost many thousands to replace the engine and all the additional items required to be able to guarantee the job..

 

 

New Tools

New workshop tools today, Always trying to keep up with the latest tech.  Two new battery supports to help with the growing work load.

We are faced with many different battery types in modern cars, all of which respond differently to charging, many of which wont fully charge relying on the vehicle system., Also many batteries are discarded due to sulphating.. These new chargers when connected, automatically identify the style of battery and adjusts the charging requirements to suit, and in some cases can reverse the sulphating to give your battery back some of its life.

Another feature is we can set a voltage to be maintained while working on the vehicle, critical when fault finding, scanning, coding etc.  Once set we can turn on all systems, fans, heater, lights etc and the voltage wont drop, and these are rated at a whopping 100amps.  Our first battery support pictured 3 down can manage a whopping 150amps

Above and below, magnet mounted to two of our hoists, 5 metre cables allow the full travel of the hoist while still connected, great for those service jobs, ensuring every car serviced gets a top up at minimum, and we can determine state of charge prior to completing the job. If needed we can connect to our more mobile unit..

 

 

Sample July

Here’s a weeu sample from July, some very nice cars, were plenty more but missed my chance with the camera….

 

 

 

 

 

 

 

 

 

 

Courtesy cars

First time I’ve seen them together since both being sign written… photo op!!

 

Land Rover Discovery

A couple of discovery’s in for some fault finding and autorsure warranty work….

 

Turbo BMW

In for service, these make huge power, and look the part too… getting some of our finest LiquiMoly product….

 

Mercedes A250 in for Service

This beauty was in for service this week, stunning car. I think i want one!

 

Golf Service

Freshly imported Golf GTi getting a service today

Mercedes Detailing

Mercedes in for a WOF and Service, upgraded to a detail, Another great job by Chris at final touch

 

Mustang Stinger

Ford Mustang Stinger in for service.  This thing is a beast.