Mechanical Breakdown Insurance

Next month is the holiday season, xmas and new years break will be here in no time.

How are your cars, servicing up to date? Ready for a road trip?

Peace of mind motoring, is a mechanical breakdown insurance for you?

 

So, being the guy at the desk organizing the shop, the customers the repairs and quotes, I often find myself asking the question, do you have a warranty or breakdown insurance on your car..?  This is often followed by “No, I purchased the car privately”, or ‘Ive had the car for years now”.  

Its not common knowledge that you can go out and purchase a policy on your car from the likes of ourselves or various finance companies and car yards around NZ. Providing the car meets the criteria and is checked for any pre-exisiting faults, its just a matter of providing some very basic information and choosing the level of cover you would like.

We can put mechanical breakdown insurance in place for most European cars up to 16 years old and 250,000 kms. All policies come with a 24/7 road side assist if something were to happen while travelling this holiday season and beyond. Seeing some of the failures and the repair bills, we are huge advocates for mechanical breakdown insurance. A good way to future proof yourself against costly repairs with the added bonus of the road side assist. Obviously there are terms and conditions, however in a nut shell we can put in place cover for most European vehicles up to 16 years old and a whopping 250,000kms. Exclusions are the likes of AMG, and RS Audis etc (still an option , but much lower age and km’s restrictions). Any questions, give us a call, happy to assist.

 

A brief summary of whats covered, in most cases its mechanical and electrical items that are not deemed to be routine maintenance items.  We have replaced everything from window regulators to engines. Depending on the level of cover, some policies have a claim limit of up to $10,000 (per claim). This is a significant sum which we have seen spent on a few occasions now on policies.  The list of items covered is just too long, however if you had any specific questions feel free to give us a call, I’m sure I will be able to answer most questions on the spot.

FAQ

  1. Is there a claim excess.,? Yes there is usually $350-$450
  2. Is there a limit on claims.,? No there is not.
  3. What do I have to do.,? The car must be serviced every 12 months, and in most cases, Diesels are 10,000km and Petrol’s are 15,000. So annually or by km’s, whichever comes first.
  4. Are oils and fluids covered on claims.,?  On the top tier policies, yes they are, IE A water-pump
  5. job may need fresh coolant.  Also often covered are wheel alignments, freight, diagnostic scan tools if they are required to complete the job.  Lower tier cover these would be additional.

 

 

Below is an engine failure, had the policy been in place in time I’m sure the repairs would have been covered, as it is this cost many thousands to replace the engine and all the additional items required to be able to guarantee the job..

 

 

Land Rover Discovery

A couple of discovery’s in for some fault finding and autorsure warranty work….

 

Autosure is paying the bills on these ones. weeu !

Some costly repairs going on here, failed turbo means body off on a Discovery 4.  Front ones just had a front wheel bearing…

 

The Holiday season is around the corner

Summer is around the corner, as is the holiday season.  Is your car ready for those trips away.  Come and see us for your pre holiday check or service to make sure you have a safe journey.

All vehicles serviced between now and Christmas get a complementary 6 month breakdown service included. All WOF inspections done with a service will only be $25+gst

The workshop is already getting busy with the build up so make sure you get in quick to avoid missing out.

 

See below for a sample of what we do…

We specialize in British and European Vehicles.

We use LiquiMoly oils out of Germany

We have the latest in diagnostic equipment, all services get a scan and service reset where applicable.

All mechanical repairs.

Tyres at competitive rates.

All of our staff are very experienced technicians.

We can assist with Warranty and Warranty work.

Interior and exterior detailing, including headlight refurbishment, paint correction and paint protection.

Rhino rack roof racks and accessories.  Rack, roof boxes, bike racks, ski racks etc.

Parts for all makes and models

MTA members

 

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Mechanical break down warranties recommended

We are huge advocates for mechanical breakdown insurance, and this week has highlighted the importance., we have four big engine jobs queued at the moment, all eligible for a warranty policy, only two have…

These pics are of a GTI Golf that’s travelled less than 120,000kms.  Presented to us for the first time with an engine light on and a light tapping from the engine.  This is a very common fault of a Mk V GTi.  Unfortunately someone has replaced the fuel pump (Tappet) plunger on this one but the damage was already done.. The unsuspecting new owner has picked up an expensive fix, requiring a new camshaft, fuel pump and associated parts to get things up and running again.

Other jobs on the go include failed cams on an RS4, Nil compression on a V6 A4 Audi, and another MK V Gti with Nil oil pressure at idle, maybe some future blogging to happen here once we open them up…..

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New camshaft on the right, end lobes nearly completely gone on the Left camshaft

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Discovery having some major repairs

Body off for an Engine rebuild, Another customer very thankful they invested in a Warranty policy

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Nearly Ready to be sat back into the rolling chassis

 

Three very big pieces to a puzzle, Body, Chassis, Power plant!!

 

Mercedes Parts S600 Coil pack, Thank goodness for Warranties!!

S600 Mercedes Coil Pack direct out of Germany

Here’s an item you wouldn’t want to fail without having a comprehensive mechanical breakdown insurance. Our customer will be paying his excess of $350inc GST, phew!!

Believe it or not this has a retail price recommended at over $4000, and this car has two of them.. Ouch

 

If you have any questions regarding a Warranty, or warranty questions in general feel free to contact me via this website, or call or email

John 04 3848867

John@thetoyshopwellington.co.nz

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Autosure repairs, V12 Mercedes with a leaking oil cooler…

S600 Mercedes with a leaking oil cooler.  Pays to have mechanical insurance!!

Major work to get to the oil cooler that is nestled between the cylinder heads, common failure for the seal to leak as shown with this cooler weve separated.

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Heads off, major surgery

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